What we do
- Find exclusive rates and buy to let mortgage deals
- Liaise with lenders, solicitors and surveyors on your behalf
- Complete the paperwork you need to secure your mortgage
Yes, but it’s important that this is disclosed to your lender. They will want to make sure your income will cover your own outgoings and the mortgage on the buy to let property, rather than using the rental income to assess the affordability of the mortgage.
There are pros and cons to both options. Generally, limited company buy to lets involve higher rates of interest and fees but offer tax advantages and greater flexibility regarding ownership.
What you choose to do will depend on your individual circumstances. We’d be happy to arrange a no obligation call with an adviser to talk you through your options. You should also seek advice from your accountant to work out which option will be most profitable for you.
These are legal agreements that provide some security to the tenant and the landlord. The agreement sets out the time period you’re agreeing to rent the property and is typically between 6 and 12 months.
It gives the tenant the security that if they pay their rent and stick to any conditions of the agreement the property is their home for a set period of time. For the landlord, it means you can get your property back at the end of the agreement as the tenant no longer has the right to continue to occupy the property.
"Keith was very helpful and informative. The whole process was painless and took no time at all to sort out."
Colette July 2023, Mortgage Customer