Buy to let

Buying a property to let is an investment in your future. Let us give you a helping hand by finding you exclusive rates and mortgage deals. We’ll handle all the paperwork and deal with all the middlemen, ensuring a smooth process from start to finish.

Buy to let guide

Row of new build houses, Dupree specialises in new build mortgages
Looking to expand your property portfolio? Our guide tells you all you need to know.

What we do

  • Find exclusive rates and buy to let mortgage deals
  • Liaise with lenders, solicitors and surveyors on your behalf
  • Complete the paperwork you need to secure your mortgage


Yes, you can. Your solicitor will be able to offer advice to make sure everything is set up fairly and plans are in place should one of you back out down the line.

Yes, but it’s important that this is disclosed to your lender. They will want to make sure your income will cover your own outgoings and the mortgage on the buy to let property, rather than using the rental income to assess the affordability of the mortgage.

No. But, there will be fewer lenders available to you because many specify the applicant or applicants must have a minimum income level.
Yes, some lenders allow this. This can be useful in certain scenarios, like when a mortgage lender requires the applicants to have a minimum income, aside from the rent.

There are pros and cons to both options. Generally, limited company buy to lets involve higher rates of interest and fees but offer tax advantages and greater flexibility regarding ownership.

What you choose to do will depend on your individual circumstances. We’d be happy to arrange a no obligation call with an adviser to talk you through your options. You should also seek advice from your accountant to work out which option will be most profitable for you.

No, but it can be a good idea if you’d prefer not to deal with your tenants directly, and don’t have the time to arrange for quick repairs to the property when something goes wrong.

These are legal agreements that provide some security to the tenant and the landlord. The agreement sets out the time period you’re agreeing to rent the property and is typically between 6 and 12 months.

It gives the tenant the security that if they pay their rent and stick to any conditions of the agreement the property is their home for a set period of time. For the landlord, it means you can get your property back at the end of the agreement as the tenant no longer has the right to continue to occupy the property.

Yes, some lenders will allow this where you have sufficient disposable income. This is often subject to a minimum level of income and is known as ‘top slicing’.
No. Lenders require the property to be in a rental condition almost immediately.

"Keith was very helpful and informative. The whole process was painless and took no time at all to sort out."

Colette July 2023, Mortgage Customer

Buy to let guide

Row of new build houses, Dupree specialises in new build mortgages
Looking to expand your property portfolio? Our guide tells you all you need to know.
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Our super friendly mortgage advisers Are available to discuss your requirements 7 days a week.

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We will seek out a mortgage deal that is right for you, so you can move home minus the stress.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

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