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01453 852 900

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Mortgages for new build homes

Get the new build home you really want, fast and hassle free with an affordable mortgage that doesn’t require a huge deposit.

No advice fees on
new build mortgages

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Low deposit
mortgages available

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Open 7 days
a week

New Build Mortgages

Finding your dream new build home is exciting but buying a new build comes with its own special set of challenges. Once you’ve paid a reservation fee, the clock starts. You must exchange contracts by a certain date, or you risk losing your dream home.

If you’re like most people, you’ll be a little worried about getting your mortgage in place. Getting the right mortgage adds complexity. Many banks require a higher deposit for new build homes, which can make getting a mortgage harder or spending more of your savings than you planned. Finding the best rate is another challenge.

If you’re using a special scheme or have incentives from the developer, it can complicate the mortgage process. Also, if your new home won’t be ready for a while, a mortgage offer that expires before you move in won’t help, as you need it to remain valid until you can finalise the purchase.

There’s a lot to consider and applying to multiple lenders in the hope of finding one that will accept you and offer good terms can harm your credit rating and waste time.

At Dupree & Co, we understand these challenges. With over 25 years of experience, we’ve helped hundreds of new build purchasers buy their home, securing them an affordable mortgage, quickly and hassle free.

We work closely with a large number of specialist lenders and know which offer lower deposit mortgages, accept special schemes and incentives. We know which have longer mortgage offer periods or allow an extension if there is a delay with your home being ready.

Unlock your new build mortgage

Fill in your details below and one of our new build mortgage experts will contact you to discuss your options and help you choose the most appropriate deal.

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Dupree and Co. – Super Friendly Mortgage Advice.

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Once we know which lenders match your needs, we compare their rates to get you a great deal, so that you mortgage costs you as little as possible.

Also, we don’t charge advice fees for new build mortgages, from your first chat to submitting your mortgage application and getting your mortgage offer promptly.

Open the door to your dream new build home. Fill out our online form today or give us a call on 01453 852 900 and one of our friendly advisers will call you.

Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority. 

Why choose us?

No advice fees

We understand that buying a new build home comes with extra costs on top of the usual legal fees and stamp duty. You might have carpets, curtains and lots of other things to pay for. The good news is you won’t find our broker fee on that list.

Here’s why: We get paid by the mortgage lenders. Some mortgage advisers charge an extra fee on top of this payment for their service, but we think it wouldn’t be fair for us to do so when it comes to our new build mortgage advice service. This is because we specialise in new build mortgages, so we already have the knowledge and expertise needed to find the right mortgage for you.

Unlike other mortgage advisers we don’t have to spend hours researching your options. This means we can provide you with an expert, speedy service without any additional advice fees.

Personal, friendly and flexible

You’ll have a dedicated new build mortgage adviser who will get to know you, your circumstances and understand your needs with a mortgage. They will explain the options, answer your questions and provide advice as to the best way forward. 

Your adviser’s email and mobile number will be at your fingertips making it simple to get in touch with them. Meetings can be carried out using video or phone calls, whichever suits you best. You are also welcome to come to our office to meet them. 

We offer flexible appointment times to fit around you which means you don’t need to take time off work to receive advice from us. 

Our new build advisers are supported by our friendly mortgage case managers Jay, Rhys and Sheila. Together, they are dedicated to providing you with an excellent and efficient service.

Fast service

When time is of the essence for exchanging contracts, getting your mortgage offer quickly is crucial.

We use our expert knowledge and advanced technology to get your mortgage application moving fast. Our tech allows us to run assessments with multiple lenders, cross-referencing your credit file without affecting your credit score. This helps us identify lenders most likely to approve your mortgage and determine how much they’ll lend you.

Through our customer portal, you can easily and securely upload the necessary documents required by the lender, allowing us to submit your mortgage application quickly.

Your dedicated mortgage adviser is supported by mortgage case managers who oversee your application’s progress, ensuring swift responses to any queries from the lender. This ensures your mortgage application is fully assessed as quickly as possible so that your mortgage offer is in your hands as soon as possible.

Save time, money and hassle

The chances are you’re already super busy without enough hours in the day. With our service we’ll quickly find the right mortgage for you, hassle free. 

There are lots of things you can do yourself, but with your dream home at stake we don’t think being a DIY mortgage adviser should be one of them. We’re not doubting that you couldn’t find a mortgage, but finding the right mortgage for your new build home quickly is something else altogether. 

Really importantly, with everything costing more these days, paying more than you need to each month on your mortgage is money down the drain that could be spent on so many other much nicer things. 

On top of getting your mortgage in place we’ll also join the dots with your solicitor and the developer, so there is no need for you to take time out of your day to keep them in the loop with your mortgage.

Why choose us?

Our happy customers

How it works

Fill out our form and an adviser will call you back.

Having found out your requirements we’ll find the right mortgage for you.

We’ll arrange your mortgage.

You’ll soon be enjoying your new home.

Relax. We’ve got this!

No advice fee - Get expert new build mortgage advice without having to pay a penny.

Save time, money and hassle – Don’t waste your time and run the risk of ending up with an expensive mortgage. Get the right new build mortgage for you quickly and hassle free.

Friendly, personal service – Receive friendly, personal advice from an expert new build mortgage adviser.

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Dupree & Co is a trading style of Gerry Dupree & Company Ltd which is registered in England at Unit 17 Springfield Business Centre, Brunel Way, Stroudwater Business Park, Stonehouse GL10 3SX. Gerry Dupree & Company Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Limited which is authorised and regulated by the Financial Conduct Authority.

We do not charge a fee for New Build Mortgage Advice. For other mortgages we may charge a fee of up to £399. This is dependent on individual circumstances and complexity of the case. Any fee we do charge will be agreed with you prior to commencing the mortgage process. The fee is charged at application stage so an initial consultation will not be fee bearing. If we charge you a fee and are unable to obtain a mortgage offer for you, we will provide you with a full refund.

Gerry Dupree & Company Ltd has chosen Mortgage Gym Solutions Limited to power their mortgage eligibility service. Mortgage Gym Solutions Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. Mortgage Gym Solutions Limited (12460735) is registered in England at Howard House, 3 St Mary’s Court, Blossom Street, York YO24 1AH.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. The Financial Conduct Authority does not regulate some forms of ‘Buy to Let’.


© 2023 Gerry Dupree & Co Limited

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